MidFirst Bank Credit Cards

Choose the MidFirst Bank credit card that best fits your needs and your lifestyle. Built on convenience, service and benefits, a MidFirst Bank credit card can be true to your financial life.

Rewards Credit Card

• Earn points for cash back or rewards with every purchase
• Introductory offer with competitive rate
• Multiple card designs

Platinum Credit Card

• A low APR card for larger purchases
• Introductory offer with competitive rate
• Multiple card designs

Secured Credit Card

• A perfect card for those looking to build or rebuild credit

Show Your Team Spirit!

We partner with various sports teams so you can represent your favorite.

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Show Your Team Spirit!

We partner with various sports teams so you can represent your favorite.

Why Choose a MidFirst Bank Credit Card?

Benefits

• Competitive introductory rates on all credit cards
• For Rewards cardholders — redeem points for merchandise, travel, cash back and gift cards*

Convenience

• Accepted at millions of locations worldwide
• View your MidFirst Bank credit card transaction activity and history, pay your bill, set up alerts, view statements and more on our online and mobile banking apps
• Choose from multiple payment options — online, over the phone, by mail or at any MidFirst banking center
• Shop safely and conveniently by using your card with Apple Pay®, Google Pay™, Samsung Pay and Garmin Pay
• Get travel tips for MidFirst Bank customers

Security

• EMV chip card security provides the latest in fraud prevention technology
• Your MidFirst Bank Credit Card is covered by the Visa® Zero Liability Policy, which provides you protection against unauthorized purchases*
• Fraud Text Alerts — receive a Fraud Text Alert on your mobile device if suspicious activity occurs

Service

• Call our customer service line or visit with your personal banker if you have questions about your account

Other information

View the Cardholder Agreement for general terms, interest rates and fee information.

For existing cardholders: To request a copy of your cardholder agreement and terms, please submit the form on this page or call us at 866.762.0492.

Rewards Credit Cards

Earn points on qualifying purchases and enjoy a choice of rewards such as merchandise, gift cards, travel, cash back and more.

Platinum Credit Cards

Receive an introductory low APR* on all purchases and balance transfers for your first 12 billing cycles.

Secured Credit Cards

Establish or repair credit by also opening a savings account and putting down a deposit equal to the amount of credit you want available on your secured card.

Team Cards

Show off your team spirit with a MidFirst Bank alumni or fan card, featuring teams like the Oklahoma City Thunder, the OU_® Sooners, the OSU Cowboys and more.

Credit Card Selection

Let’s get started with your credit card application.

Step 1: Please select your card design:

Oklahoma State University

University of Oklahoma

University of Central Oklahoma

Standard MidFirst

Step 2: Select your CARD TYPE:

Would you prefer a Rewards or Platinum (ie. Non-Rewards) card?

Please review the Credit Card Application Disclosure for more details on each type of card.

Step 3: Start your credit card application.

Disclosure

*Rewards: See the MidFirst Rewards Terms and Conditions Summary in the Credit Card Application Disclosure for details.

Visa® Zero Liability: MidFirst Visa Credit Cards: Visa's Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa® or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please call 888.MIDFIRST (888.643.3477).

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